![]() ![]() Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.ĬreditDonkey is a bank comparison website. *With Chase Overdraft Assist℠, we won't charge an Overdraft Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*.Available online nationwide except in Alaska, Hawaii and Puerto Rico.Chase Mobile ® app - Manage your accounts, deposit checks, transfer money and more - all from your device.Access to more than 15,000 Chase ATMs and more than 4,700 branches.New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking ® account and set up direct deposit.However, it may take a while before processing your inquiry. You can look through their contact page and send the letter to a nearby address. Close the Account by Writing a LetterĪlthough this is a slower option, you can close your PNC account by mailing a letter. You can keep this in your records as proof that your account is closed. Your registered Telephone PIN Number with your account (this is the same as your PNC Debit Card PIN)Īfter you close your account with PNC, be sure to ask for a written confirmation.Just keep in mind that the customer service agent may require verification in writing before closing your account.īefore making the call, you'll need to gather these documents: The number for this line is:Ī customer service agent will help you go through the steps. PNC has a toll-free customer service line that may provide fast, easy, and safe account information. However, it is available for your virtual wallet product with a spend-only feature.ĭoes it cost money to close a PNC account? The one thing that you need to keep in mind is that overdraft protection is not available for reserve or growth accounts. If you overdraw your Spend account using Virtual Wallet, PNC will move available cash from your Reserve and/or Growth accounts to even out your balance. A PNC savings account or money market deposit account.This way, any available funds can be used to cover overdrafts. To shield your PNC checking account from overdrafts, link another PNC account of yours. If you decide to close only one of your multiple PNC accounts, this is how you can protect yourself from a surprising overdraft. ![]() If you have an overdraft or additional fees that you need to pay, make sure you pay them before closing the account. This way, you will ensure that your paycheck is sent to the correct location. This means handing your employer a voided check from your new account or permission paperwork. Review your Direct Depositīe sure to change your direct deposit to your new account if you have one set up. It may be beneficial to review your most recent billing statement to check that you have covered all the bases. For example, consider your electric bill, credit card payments, auto payments, etc. If you have any automated transactions set up, make sure to transfer them to your new account. To avoid this, it's a good idea to cancel your account on the same day you move your money. If you empty your account without closing it, you may be charged a balance limit fee. When closing your PNC account, you'll need to transfer all funds from that account to your new account.Ĭheck with your bank for withdrawal/transfer limitations. Switch Over Subscriptions and Auto Payments If you go in person, be sure to bring a government-issued ID (such as a driver's license, passport, or military ID), your Social Security number, your physical and mailing address, an initial deposit (if required). Tip: You can usually open a new account online or at a physical branch. If you haven't yet found a new bank, check out some of our picks below: That way, you'll have an active account where you can transfer your monthly subscriptions and your paychecks. Open Another Bank Account firstīefore closing your PNC account, you need to open another account in a different bank. They will help you avoid additional charges and overdrafts. You'll need to take a few steps before closing your PNC account. This way, you'll make sure the process goes smoothly. ![]() However, before closing your account, there are a few things that you'll need to do.
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